Potteries Mortgage Desk, 68 King Street, Newcastle, ST5 1JB
T. 01782 615095-M. 07798 584572-E. don@potteriesmortgagedesk.co.uk

Our Services - Criticall Illness Insurance

Critical illness insurance is designed to pay a lump sum or regular income upon diagnosis of a specified critical illness. Some of us may be diagnosed with a critical illness at some point in life, and would not want to have to worry about how we were going to meet the bills, or to cover any additional costs incurred as a result of the illness. You can take out a critical illness policy which pays out if this was ever to happen to you. This being such a stressful time the last thing you want to worry about is money or getting back to work, so the cash lump sum will help ease the worry. Some people would also use the lump sum to pay for the best treatment available for that condition helping them recover.

Below is a list of the most common illnesses covered on a critical illness policy, however some companies we can use cover many more;

* HIV/AIDS from occupation or accident
* Aplastic anaemia
* Kidney failure
* Bacterial Meningitis
* Loss of independent existence
* Benign brain tumour
* Loss of limbs
* Blindness
* Loss of speech
* Cancer
* Major organ transplant
* Coma
* Motor Neurone disease
* Coronary artery by-pass surgery
* Multiple Sclerosis
* Creutzfeldt-Jakob disease
* Paralysis/Paraplegia
* Deafness
* Parkinson's disease
* Dementia
* Stroke
* Heart attack
* Third degree burns
* Heart valve replacement or repair
* Total permanent disability to age 65 - Own occupation or work tasks
* HIV or AIDS from assault

Exact conditions covered will vary from provider to provider and will be detailed in the policy document.

Get in touch for more information on this type of protection


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Your home may be repossessed if you do not keep up repayments on your mortgage.

Donald Nicely T/A Potteries Mortgage Desk is an appointed representative of First Complete, which is authorised and regulated by the Financial Conduct Authority.

A broker fee of £342 will be charged on application.

Commercial, Conveyancing and in general Buy To Let mortgages are not regulated by the Financial Conduct Authority.